Just Starting Out

Guidance For Those That Are New To Financial Advising

If you are new to the financial advising process, then welcome! You have come to the right place. Osprey Financial is experienced with helping a wide range of individuals with their finances. Contrary to popular belief, there are many situations we can help with in addition to investment portfolios. Below are just a few examples.

Starting A Family

When it comes to raising a family, you probably know that finances are a significant part of the process. As soon as someone considers starting a family, some of the following questions usually come up:

  • Can I Afford The Increase In Expenses?
  • If Both Parents Work, is It Financially Possible for One Parent to Stop Working?
  • Do I Have The Proper Insurance Coverage For A Newborn?

These are precisely the types of questions a financial advisor can help you answer. We can help you fully understand how the changes will affect your finances. Furthermore, we can advise you regarding the proper insurance necessary to cover your whole family and assets adequately.

First Time Home Buyers

Realtors and attorneys can help with the transaction, but who is looking out for things like your monthly budget? Inexperienced buyers may think they can afford anything up to the amount a mortgage lender has approved them for. However, with Osprey Financial at your side, we can closely look at your current budget, possible budget increases in the near future, and other factors to ensure that the mortgage payments don’t become overwhelming.

College Planning

Is college in the future for your children? If so, it’s essential to know how you will afford the expense when it is time for your kids to go to college. Osprey Financial can help you with not only setting money aside but also forecasting factors like how much college may cost by the time your young child will be going to school.

Family Financial Literacy

Osprey Financial can also help your entire family improve their financial literacy. Whether it’s a new car, credit card, or even insurance policy – we can help to educate you on the financial implications of these situations and many more.

If you’re looking for a financial advisor that can help you start the process professionally, then contact Osprey Financial. We look forward to answering any questions you may have.